Attention homeowners in the Florida Keys: Get an Appraisal today!

Check out the top reasons FL homeowners call on South Florida Real Property Appraisals:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge Monroe county's assessment of your property's market value
  3. To lower a mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in FL by determining the true market value of real estate in question

Need help determining the value of your house in or near Marathon, FL?
Contact South Florida Real Property Appraisals.

At South Florida Real Property Appraisals, we understand the special needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at South Florida Real Property Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to cancel PMI

An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. South Florida Real Property Appraisals is veterans in helping customers just like you dismiss unwanted PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That means you are paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from South Florida Real Property Appraisals is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. South Florida Real Property Appraisals can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.